Legal Resources

Leasing a vehicle is quite different from buying one. Leasing can offer lower monthly payments, but you typically spend more in the long run. Learn your rights if you lease.

Under the law in BC, not all contracts are alike. If you enter a contract, your cancellation rights depend on the type of agreement you made and the circumstances.

If you’re behind on debt payments, there are laws to protect you from harassment by collectors. For example, collectors can’t use threatening language or contact you during certain times of day.

Practical, step-by-step information on credit reports. Topics include ordering your credit report, who has access to your credit report, fixing a mistake on your credit report, improving your credit score, and taking charge of your credit report.

No one enjoys it when they’re owed money and don’t get paid. Learn the options available to you when collecting on a debt, and the steps to deal with the situation.

Before lending money to someone, a lender may ask for someone else to “co-sign” or “guarantee” the loan. Learn what to consider if you’re asked to co-sign or guarantee a loan.

Guides for buying and selling a used car, leasing a car, and what to do if you have a problem with a car repair.

Buying a used vehicle can be risky. The vehicle might have hidden problems, or the seller might be dishonest. Learn what to watch for and how to deal with any problems.

If a notice of claim names you as a defendant in a small claims court lawsuit, learn what options you have, how to act on them, and what happens next.

This page links to information about getting a credit card, getting a credit card you never asked for, what to do if your credit card is lost or stolen, and disputing a credit card bill.