Site Search

Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with driving without insurance. Learn your rights and the steps you can take.

There are several ways you can be prohibited from driving: by the province, by the police, or by a driving conviction. It is a driving offence to drive while prohibited.

Under the law in BC, not all contracts are alike. If you enter a contract, your cancellation rights depend on the type of agreement you made and the circumstances.

If you are charged with a criminal offence and you can’t afford a lawyer or get legal aid, you may have to defend yourself. Learn your rights and what’s involved.

If you’re behind on debt payments, there are laws to protect you from harassment by collectors. For example, collectors can’t use threatening language or contact you during certain times of day.

Information about a person found guilty of a crime is kept in their criminal record. Learn about criminal records, including how to apply for a record suspension (formerly a pardon).

Practical, step-by-step information on credit reports. Topics include ordering your credit report, who has access to your credit report, fixing a mistake on your credit report, improving your credit score, and taking charge of your credit report.

If you are guilty of a criminal offence, a judge will decide your sentence. Learn about some of the possible sentences: a discharge, a suspended sentence, and a conditional sentence.

No one enjoys it when they’re owed money and don’t get paid. Learn the options available to you when collecting on a debt, and the steps to deal with the situation.

Before lending money to someone, a lender may ask for someone else to “co-sign” or “guarantee” the loan. Learn what to consider if you’re asked to co-sign or guarantee a loan.