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Tips for how to manage your credit card use so that you don’t fall behind on payments.

Information for people in debt about how to deal with creditors and collection agencies, including how to put an end to collection calls. Includes sample letters to the creditors.

This website tells you about the options you have to help manage your debt. Topics include dealing with creditors, getting out of debt, credit counselling, debt consolidation, debt settlement, consumer proposal, and bankruptcy.

An overview of the justice system in Canada and BC, with a chart of the various provincial and federal courts.

Part of the online step-by-step guide for those appealing a civil or family case in the Court of Appeal of BC. Step 2 is preparing your documents, starting with the first form called “Notice of Appeal.”

An online step-by-step guide for those appealing a civil or family case to the Court of Appeal of BC. If you’re representing yourself, you’ll need to learn about procedures specific to this court.

The Travel Assurance Fund (TAF) provides a possible source of compensation when consumers don’t receive the travel services they purchased through a BC licensed travel agent. All claims must be filed within six months from the date that the travel services weren’t provided.

When you make a purchase online, or by phone, you may have entered into what is called a “distance sales contract.” There are some rules around these types of contracts and there are specific instances that give you the right to cancel.

Consumer Protection BC licenses and regulates the payday lending sector in BC. The website tells you your rights and obligations involving payday loans, and includes information on what you can do if you have a problem or complaint about a payday lender.

Consumer Protection BC regulates the debt collection and repayment industry. The website offers information on your rights and obligations around debt-collection practices. Includes links on how to dispute a debt, request communication in writing only, or notify a collection agency that you are not the debtor.